Ethiopian financial technology company Chapa is advancing the country’s digital payment landscape through new partnerships that connect finance and innovation. In a move that strengthens access to secure and cashless transactions, Chapa has partnered with YaYa Wallet to simplify online payments and with Teninete Health SuperApp, Ethiopia’s first all-in-one digital health platform developed with the Ministry of Health. The collaborations, both announced in 2025, aim to make everyday services easier, faster and more connected while supporting the national drive toward a fully digital economy.
Driving Financial Inclusion and Convenience
Chapa’s integration with YaYa Wallet allows users to make payments on Chapa’s checkout using their YaYa digital wallet. This collaboration bridges businesses and consumers, making transactions smoother and more convenient across different platforms. By removing the barriers of traditional cash-based payments, the partnership helps individuals and enterprises transition into a more digital economy where speed, safety and accessibility are at the forefront.
For customers, this means they can pay for products and services easily without carrying cash. It minimizes the risks of theft, loss or lack of transaction tracking while giving them more control over how and where they spend. For businesses, it offers an opportunity to give customers a modern, flexible payment experience that works whether they have a bank account or not. For agents, it opens up income opportunities by enabling them to assist users with recharging, withdrawals, and other financial transactions.
YaYa PII SC, the company behind YaYa Wallet, was established in 2022 as a Payment Instrument Issuer focused on providing secure and modern payment solutions through mobile wallet software. It allows individuals, businesses and agents to move away from cash dependency while promoting financial inclusion in every transaction.
Through this partnership, Chapa continues to deliver on its mission to empower businesses and developers with tools that make commerce easier and more efficient. Established in 2020 and headquartered in Addis Ababa, Chapa was founded by Ethiopian engineers, researchers and entrepreneurs who saw the challenges of inconvenient payment methods in developing countries and decided to solve them through technology.
Chapa operates with a strong sense of duty built on three principles: customer trust through security and privacy, loyalty within and beyond the organization and an unwavering commitment to quality. These values have guided its journey to become one of Ethiopia’s most trusted financial technology platforms.
Digital Finance at the Heart of Healthcare
In another major milestone, Chapa is now the official payment gateway for Teninete Health SuperApp, Ethiopia’s first all-in-one digital health platform developed with the Ministry of Health. Officially launched by H.E. President Taye Atske-Selassie Amde, the Teninete app allows users to find medicines, locate hospitals and book medical services all in one place.
By powering Teninete’s payment system, Chapa ensures that every health-related transaction is secure, fast and reliable. Patients can now pay for medical consultations, prescriptions and hospital services digitally, reducing the need for physical cash while improving transparency and convenience.
This partnership represents a strong step toward integrating digital finance with essential public services. It shows how collaboration between the tech and healthcare sectors can simplify lives, strengthen service delivery and expand digital inclusion.
Chapa’s involvement in Teninete also reflects its broader mission to make everyday services in Ethiopia easier and more connected. By combining technology with practical solutions, Chapa is not only building a stronger digital economy but also contributing to better access to healthcare and other vital services.
The partnerships between Chapa, YaYa Wallet, and Teninete Health SuperApp mark a significant leap forward for Ethiopia’s digital ecosystem. They showcase how innovation and collaboration can solve real challenges in finance and healthcare while empowering individuals and businesses to thrive in a digital-first world.
By integrating secure payment systems into daily life and essential services, Chapa is shaping the future of Ethiopia’s fintech landscape.
