Moreblessing Wine, the founder of Future Gold Consortium, has been at the forefront of improving the financial literacy of Zimbabweans and Africans by giving them a platform to generate wealth through embracing digital technology and other modern approaches to entrepreneurship.
While Africa is home to over 1.4 billion people, only about 56% of them have access to formal financial services. This lack of financial inclusion – which is very evident in countries like Zimbabwe – is a major barrier to economic development, as it prevents people from saving money, investing in their businesses, and accessing credit.
Financial literacy in Zimbabwe is a subject that has become very topical, particularly now that many people have been establishing their own businesses as a way of creating their own employment to improve their livelihoods.
Knowledge about the modern trends of banking in this digital age, for example, can greatly enhance the capacity of a new business to thrive in Zimbabwe and even go on to spread its wings beyond the borders of the country.
It is against such a financial background that Moreblessing decided to establish FutureGold Consortium in 2019 as a social enterprise dedicated to addressing financial illiteracy and promoting inclusion across Africa. He believes the company is very relevant to today’s business and economic landscape.
“The organization was inspired by my personal experiences and my vision of creating a society where financial empowerment drives sustainable development. FutureGold Consortium focuses on delivering tailored financial education programs, fostering entrepreneurship, and bridging the gap between financial opportunities and undeserved communities.”
FutureGold Consortium operates as a transformational platform for financial literacy and entrepreneurship development. Its key initiatives include financial education, empowering SMEs, women entrepreneurs and the youth with the tools to navigate Zimbabwe’s challenging economic landscape.
By providing training in market trading skills, the company empowers individuals in global financial markets, particularly Contract For Differences (CFDs), with an emphasis on ethical practices and risk management. Moreblessing says through advocacy and engagement, FutureGold Consortium also collaborates with policy makers, media, and educational institutions to promote financial inclusion on a national scale.
“We have partnered with financial brokers, representing lenders based in the US and EU, seeking to finance projects in mining, distressed assets, petrochemicals, gas, renewable energy, and infrastructure development.”
Before deciding on his entrepreneurial journey, Moreblessing had gained foundational expertise in financial markets as early as 2016 through an apprenticeship at an early-stage boutique hedge fund in Harare. His work there entailed CFD trading and futures markets, with a deep dive into U.S. and European financial markets.
“I developed skills in fundamental and technical analysis, macroeconomics, and understanding interest rate differentials and how policy is affecting the lives of ordinary people in their everyday life and they have no idea. This experience solidified my knowledge of market dynamics and global economic drivers, shaping my approach to financial education and advocacy.”
Born in Nyanga, Moreblessing grew up in a close-knit family of three. His mother, a high school chemistry teacher with a strong entrepreneurial spirit, instilled in him the values of hard work and innovation. His father, a pastor, also set a good example by dedicating his life to empowering local communities through initiatives like the Community Orphans Development Awareness (CODA) program, which supported vulnerable children in the Mangondoza area of Nyanga.
“These influences shaped my passion for creating impact-driven solutions. I began experimenting with entrepreneurship at a tender age. My first project was in Grade 3 and by the time I was doing my O Levels, I was running a small-scale manufacturing business, producing cream soda, raspberry, and blackberry drinks. This early exposure to business taught me invaluable lessons about resilience, adaptability and innovation. However, not every venture was successful.”
After completing his high school, he decided to invest all his university savings into a business venture. Financial illiteracy became a brick wall that saw his business failing to take off.
“I lost the entire investment. While the experience was humbling, it ignited a deeper commitment within me to understand the dynamics of business and finance, ultimately shaping my career path.”
His initial failure at establishing a businesses did not discourage him. Instead, it made him even more hungrier to achieve that goal and with FutureGold Consortium, there is evidence that Moreblessing got it right.
As an entrepreneur and financial advocate, Moreblessing has been able to secure US$5000 in sponsorships to host financial literacy seminars in Zimbabwe that empower more than 200 participants. He has also developed tailored programs for SMEs and university students in partnership with Africa University’s Think Tank Investment Hub.
He has also written articles extensively on U.S. and European markets for a UK-based financial firm, covering stocks, currencies, commodities and crypto currency markets. However, it has not been an easy journey and Moreblessing has often found himself having to be very innovative all the time as a Zimbabwean entrepreneur.
“Operating in a volatile economic environment with limited funding and public scepticism about financial markets has been a significant challenge. To address this, I have focused on building strategic partnerships by cultivating relationships with local and international stakeholders to access critical resources and funding.”
His line of work has brought him face to face with the huge financial literacy gaps that exist in Zimbabwe, gaps he has positioned himself to address.
“CFD trading, in particular, is often misunderstood, with many associating it with high-risk speculative activities. This perception is largely due to limited education and unregulated players in the market. Through FutureGold Consortium and platforms like my Money Matters radio program on Diamond FM, I work to demystify financial markets, making them accessible and things that ordinary Zimbabweans are able to relate to. By breaking down complex concepts, I help individuals see the value of financial planning and investment.”
Moreblessing is well versed with the dynamics surrounding cryptocurrency and with the Reserve Bank of Zimbabwe increasingly looking at legalising and regulating this trade in the financial sector, FutureGold Consortium is well positioned to play a leading role in this regard.
Through FutureGold Consortium, Moreblessing’s goal is to position Zimbabwe as a leader in financial inclusion and sustainable development while also inspiring others to pursue informed and impact-driven entrepreneurship. By continually collaborating with local and international players, Moreblessing hopes the company will succeed in introducing cutting-edge technology in the financial space as well as enhancing access and efficiency.
As its name suggests, FutureGold Consortium is well positioned to offer financial solutions both today and in a future that, though unknown, will be heavily influenced by current technological developments and an ever-evolving digital age. Moreblessing is ready for such a future.
